Prospective employers

Why CSS Pension Plan?

CSS Pension Plan is uniquely suited to deliver retirement benefits to your employees.


You choose
your contribution rates and have control over the pension costs. 

Piggy bank

A co-operative and simple retirement benefit solution designed to fit nicely into your total rewards program.


Your contributions are locked-in
, assuring funds are available to your employees at retirement.


The Plan offers professionally designed and managed investment strategies at a low cost.

CSS Pension is a multi-employer pension plan. Members can often continue building their pension from one employer member to another.


“Being a member in CSS has been a very educational and rewarding experience, and I’m grateful for the peace of mind that it has given me.”

Amrik Thind
Victoria, BC

Investment expenses matter. CSS Pension Plan members pay lower investment management expenses than individual investors.

  • All administration fees are included in the MER - no separate admin fees are charged.

Take the burden of administrative bottlenecks off your checklist when it comes to employees’ pension management.

With our easy file upload process through myCSSPEN for employers, fillable PDF forms available online, online administration manual and our administrative support team just a call away, we make your work a breeze.

CSS provides a simplified and effective investment fund lineup suitable for investors of any age and risk tolerance.


Our purpose is to empower our members to achieve financial security in retirement.

We do this by providing friendly, personal, transparent and non-conflicted advice within a commission-free environment. Members stay informed and engaged through value-added education, communication and support channels.

Investment funds

World-class investment solutions with $4.9B in assets

We employ best-in-class investment managers with professional selection and performance monitoring processes.


"My contributions to the CSS Pension Plan make financial security in retirement become possible."

Lalaine Dyok
Toronto, ON

Our numbers

91% of employers are satisfied with the quality of information they receive from the CSS Pension Plan.

92% of employers say it is important that CSS Pension Plan offers retirement income options.

Become a member