The Co-operative Superannuation Society (CSS) Pension Plan is pleased to expand our partnership with the Co-operative Housing Federation of Canada (CHF Canada), extending our co‑op‑built retirement savings program to CHF’s member housing co‑ops.

For more than 30 years, we have supported CHF Canada employees with a meaningful retirement benefit. Now, that same values‑driven program is available to CHF member housing co‑ops, helping co‑op employers attract and retain talent while staying true to co‑operative principles. 

A retirement program built for co‑ops

With more than 85 years of experience, CSS has grown to become one of Canada’s largest defined contribution pension plans - serving over 330 employers and 57,000 current and former employees in the co‑operative and credit union sectors.

We are proud to offer several advantages for both employers and employees, including:

• expert pension administration
• access to high‑quality investment and retirement options
• a values‑driven governance model where both employer and employee members have a voice
• a flexible plan design and personalized tools that make retirement planning simple and accessible

Interested in exploring CSS for your housing co‑op? Find out how CSS can help your co‑op offer a retirement benefit that reflects your values and supports your employees’ long‑term financial well‑being.